Insurance & Payment Information
Insurance Accepted at NiteOwl Family Urgent Care.
We accept many major insurance plans and are committed to keeping the billing process as straightforward as possible.
If you have questions about your coverage before your visit, our team is happy to help. You can also find our accepted plans and payment policies below.


Accepted Insurance Plans
NiteOwl Family Urgent Care currently accepts the following insurance plans:
- Aetna
- Blue Care
- Blue Cross Blue Shield
- Cigna
- Community Health Alliance
- Coventry National
- First Health PPO
- Great West
- Health One Alliance
- Multiplan / PCHS
- TriCare
- United Healthcare (excludes Community Health Plan, Navigate, and Compass)
If your plan is not listed, please call our office before your visit. Our team will do their best to help you understand your options.
Payment Policies
Payment is due at the time of service. Please be prepared to pay your copay, deductible, past-due balance, or self-pay amount when you arrive.
We accept: Visa, Mastercard, American Express, Discover, and Cash. We do not accept checks at the time of service.
Costs vary based on your insurance plan and the services provided. Our team can help you understand what to expect before or during your visit.


No Insurance? We can Still Help.
If you are uninsured or prefer to pay out of pocket, our team can discuss self-pay rates with you at check-in. We are committed to making care accessible for every patient we see.
Questions About Your Coverage?
Our team is available daily from 10am - 10pm*. Call us before your visit and we will do our best to get you the answers you need.
*Hours may vary by location.
